If you have a road accident, which is not your fault, you may think everything will be sorted for you, and that you will not lose out financially. This is not true. This article looks at the various stages of a typical claims process, and outlines the main advantages of not using your insurers.
1. Immediately after the accident:-
If your car has been badly damaged, it will probably be recovered, often by a police appointed garage, if it is causing a traffic obstruction. You will probably be given a lift home. Easigo will confirm that the accident was not your fault, in which case they will deliver a replacement vehicle to your home or place of work. They will also organize for your damaged car to be picked up from the police compound and taken to an approved repairer. A damage report will be prepared, assessing whether it is repairable and also giving a replacement value if it is too badly damaged.
If your car is still roadworthy, Easigo will organize for it to be repaired at an approved garage, at a time which is suitable for you, and they will organize to lend you a replacement, whilst yours is off the road.
2. The paperwork:-
Our fully trained staff will phone you and collect the information they need, as well as giving you any advice you may want. They will contact the other party's insurers, collect police reports and witness statements. Because they deal directly with the other party's insurers, there will be no effect on your no claims bonus, nor will you have to pay any policy excess.
3. Medical Treatment:-
It is strongly recommended, no matter how light your injuries may seem that you seek medical attention. This also serves to officially record the fact you have been in a road accident. It may well be that you require some immediate medical or dental treatment. This will be sorted by us, using clinics convenient to you. Most soft tissue injuries can be best treated by prompt medical attention, and we can start this for you as early as suitable for you.
4. Your Compensation Claim:-
5. Your Car
If appropriate, we will get your car repaired; until it is ready you will be provided with a replacement. We can also, if preferred, get you cash in lieu of the repair, so that you can opt to fix it yourself, and keep the difference.
If your car is not repairable, you will be provided with a replacement until the other party has paid you the agreed replacement value.
2. Your Injury Claim.
Apart from organizing any ongoing specialist treatment, such as physiotherapy, we will organize for a medical report. This will be undertaken by a specialist, at a time and location suitable to you. Their report will be sent to the other party's insurers, and will form the basis of your compensation claim.
We only handle road traffic accident claims, so are well able to advise if the compensation offer is acceptable. If we feel it is too low, we will demand for a better offer. It maybe that the specialist consultant has recommended some on-going physiotherapy; if so, this will be sorted.
3. Other Expenses.
At the same time as sorting other aspects of your compensation claim, we will recover such costs as lost wages, damaged items and travel costs. Any expenses you have had to pay as a result of the crash is recoverable.
Conclusion.
Easigo accident management company will look after every aspect of your car accident claim, from getting you back on the road, to getting you the best medical treatment & compensation for your injuries. All our fees are recovered from the other party's insurers. This means that you get a 100% compensation, and pay no fees. It also means you do not pay any insurance policy excess, or lose your non claims bonus.
For further details on our services, or for free advice, please go to easigoroadaccidentclaims.com or phone 0800 7566913.
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